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Happy Thanksgiving!


Your friends at Ascend wish you and your family a safe and happy holiday.


Our Cards Have Nothing to Hide!


A lot of credit cards out there are pretty on the outside, but they've got secrets.

How about a fixed rate that turns into a variable rate after a few months? Or what about that annual fee you missed in the fine print? Some cards even charge you if you don't use them.

At Ascend, our cards have nothing to hide. Every Ascend Visa has no annual fee, no balance transfer fee and no fee for cash advances. Oh yeah - and we won't charge you if you don't use it.

Plus all our cards feature low, fixed annual percentage rates (APRs):

  • As low as 12.90%* for our Classic Visa.
  • As low as 9.50%* for our Visa Gold.
  • 9.50% fixed for our Visa Platinum.
  • 9.90% fixed for our Student Visa.

Oct. 19 through Dec. 4, get a 2% cash bonus1 when you transfer at least $500 to an Ascend Visa. How does that help you? Transfer $3,000 and get a cash bonus of $60. Transfer $6,000 for the maximum cash bonus of $120.

If you're looking for a card with nothing to hide, click here to apply for an Ascend Visa now, visit your nearest Ascend financial center or call LoanLine at 1-800-342-3086, extension 1123.

* Your APR will be a fixed rate based on your credit score. You will be informed of the APR for which you qualify before you become contractually liable. All loans subject to credit approval.

(1) The cash bonus will be credited to your Ascend Federal credit Union Visa card account.


House for Sale


The credit union has a home for sale located at 405 Lake Hills Road in Tullahoma, Tennessee. The 2,815 square-foot brick home has five bedrooms, living room, kitchen, dining room, three bathrooms, and a two-car garage. The price of the property is $235,000. For more information, call 1-800-342-3086, extension 1388. Click here to view.


PERK!


Introducing Ascend's Personal Economic Recovery Kit

In these troubled economic times, think of Ascend as your Personal Economic Recovery Kit (PERK). We have all the tools to help you get financially back on track, and each tool is one more perk of being a member with Ascend:

WE RETURN MONEY BACK TO MEMBERS - In 2008 we returned $8 million in bonus dividends and loan interest refunds to members. The more you used Ascend for loans and savings, the more you got back. We have returned more than $18 million to members in the past four years.

LOW-COST MORTGAGE AND HOME EQUITY LOANS - YES! Ascend is making home loans, and we'll help you find a mortgage loan that makes sense for your situation.

LOW, FIXED-RATE ASCEND VISA - Our cards have no annual fee, no transaction fee for cash advances and a low, fixed annual percentage rate. Perfect for consolidating all those high-rate cards you have!

NEW AND USED AUTO LOANS - Need reliable transportation? Our great rates and reasonable terms will have you back on the road in no time.

FREE E-SERVICES TO HELP YOU MANAGE YOUR MONEY - Automate bill payment with E-PAY, keep track of your finances with E-BRANCH, and save some trees with e-statements.

BUDGET HELP - Get free budget help with BALANCE and easy-to-understand financial education with BalanceTrack.

Now is not the time to stress about your finances. Just remember all the perks you receive for being a member of Ascend! Plus, we have a whole year of special perks lined up for Ascend members. Keep watching your statement inserts, ascendfcu.org, and Possibilities for details throughout 2009.

Call 800-342-3086 or visit your nearest Ascend financial center and let us help you raise your possibilities.

Now is a great time to be a member of Ascend. Spread the word!


We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
This credit union is federally insured by the National Credit Union Administration.
Membership is limited.