Certificate Accounts

Ascend Federal Credit Union understands the need to establish a solid investment for your future. Our certificate accounts program was developed to offer a greater variety of options at competitive rates to increase your return, including Jumbo Certificate options that offer negotiable rates and terms.

In addition to our regular certificate accounts with terms of 3 to 60 months, we offer these special certificate accounts intended to help members reach specific savings goals:

• The Basic Certificate account is a 6-month fixed rate certificate requiring only a $500.00 minimum deposit.

• The Special Savings Certificate account is designed to simplify efforts to save money for future major purchases. You make deposits on a regular, predetermined schedule and receive a preferred interest rate with dividends credited back to the account monthly.

• The Home Savings Certificate (for first-time homebuyers) allows members to save for the down payment and closing costs of their first home. You make deposits on a regular, predetermined schedule and receive a preferred interest rate with dividends credited back to the account monthly.

• The Member Advantage Certificate has a fixed 15-month term and a minimum opening deposit of only $5,000. One additional deposit of at least $1,000 is allowed during the term, and, if the rate for the certificate increases, you have the one-time option of bumping your rate up to the higher rate for the remainder of the term. Special conditions apply to this certificate. Call one of the phone numbers below for details.

To review the available options and determine which best suits the amount, duration and desired yield of your planned investment, contact your credit union now. Call us at 1-800-342-3086, 1-931-455-5441 or send us an email.