
You’ve worked hard all your life to prepare for the time when you can relax and enjoy yourself. Are you ready to give all that up? It could happen, if illness or injury strikes and you need extended care. The cost of long-term care can quickly burn through your savings.
Long-term care, whether provided in your home or in a community setting, is expensive. Medicare is not designed to cover all such care. Medicaid only pays once you’ve exhausted most of your personal assets. In the end, you may be responsible for paying for your own care. Is that how you want to spend your life’s savings?
Insurance can be a cost-effective way to preserve your savings and assets in the event you require extended care. Insurance can also preserve your ability to choose your own care options – including staying in your own home.
If you are a member of Ascend, you may be eligible to participate in a special long-term care insurance program that offers: