Auto Loans

At Ascend Federal Credit Union, we believe the only thing that should be inflated on your new automobile are the tires. Not your interest rate! Get the best deal on automobile financing from your credit union. We can grant your wish for a low rate auto loan that significantly reduces the high cost of financing by offering a low fixed rate. Qualified members enjoy up to 100% financing of the Manufacturer's Suggested Retail Price (MSRP) on new automobiles or on current and one-year-old models with less than 20,000 miles. On used vehicles not over 10 years old, Ascend Federal Credit Union finances up to the NADA Used Car Guide retail value plus tax, title, license and warranty (auto subject to inspection).

Don't know exactly what you're looking for? Apply online, by phone or in person to receive a pre-approved auto loan (PAL). The PAL approves you for a maximum amount, based on retail value, that you can take shopping for the perfect vehicle. Or take advantage of our indirect lending network and obtain credit union financing direct from the dealership. For a list of participating dealers click here.

Ready to start shopping? Click the Autofusion link below for a powerful vehicle industry research tool. Get a free price quote on a new car or research your new car including specs, crash test ratings and more. Prefer a used vehicle? Receive free used car pricing information. Looking to do some maintenance? Find every part and accessory you need with just a few clicks. Don't miss out on special offers that will save you money located in the rebates and incentives section. Torn between more than one model? Read multiple reviews on the cars that interest you. For more research, view Autofusion's extensive lists of articles to find recent news and advice. With Autofusion, all the vehicle information you will ever need is only a click away.

Apply for your auto loan now.

*Policies subject to change upon regulation change and/or Board of Directors approval.