Open an Account

Ascend is an occupational-based credit union with limited membership. Membership eligibility can be determined in one of the following ways: 

1. Relationship
   1. Immediate family – If your spouse, children, siblings, parents, grandparents or grandchildren are members of Ascend, you are eligible to join. Stepparents, stepchildren stepsiblings and adopted children are also considered to be immediate family members.
   2. Household members – These include individuals who live in the same residence and who maintain a single economic unit. Domestic partners and anyone who lives in the household and can demonstrate a degree of permanency will be considered household members.
      
      
2. Employment/Affiliation – If you belong to one of our select employee groups (SEGs), you are eligible to join. Find out more about becoming a SEG here.
   
   
3. 50 Plus Club – If you are 50 or older and live within Ascend’s designated service area, you are eligible to join Ascend through the 50 Plus Club. The Club focuses on civic-oriented activities that bring senior citizens and retirees together for informational forums. A one-time membership due of $10 is assessed when you join the Club. An application must also be completed and returned to any credit union financial center.
   
   
4. Underserved area – If you live, work, worship, or attend school in an area that has been deemed financially underserved by the U.S. government, you are eligible to join. Ascend serves all of Franklin County as an underserved community as well as underserved census tracts in Rutherford, Davidson, Maury and Marshall counties. Call 800-342-3086 or visit your nearest Ascend financial center to find out if you live in an underserved census tract.
   

If you meet one of the above eligibility requirements, you can become a member of Ascend. To become a member, you must purchase at least one share by depositing $5 into a Share (savings) account. This is not a membership fee – you get it back if you ever decide to close your account. But as long as you keep the $5 in your Share account, you remain a member of Ascend. And remember, once you join, members of your immediate family are eligible to join.

To open your account, print and complete the Account Application Card. You may bring the card to your nearest Ascend financial center, or you can mail it with your opening deposit. However, the card must be notarized unless it’s signed and witnessed by an Ascend representative.

Important Notice:  To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you:  When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.