From shopping for your first home to building or buying your dream home, turn to Ascend for help identifying a mortgage product, loan amount and monthly payment that’s right for you.
When you’re considering what will probably be the single largest investment of your life, rely on Ascend to offer guidance and products you can trust.
Ascend has a mortgage that fits your particular needs, whether you’re buying your first home or your “forever home.”
For current rates, information and to apply now, click the "Learn More" button below.
If you plan to be in your home for a while, one of our fixed-rate mortgages could be right for you. Make a lower down payment, lock in a low rate for the life of your loan, and relax knowing your monthly payment will never change, even if market interest rates go up. For mortgage rates, calculators and a link to our mortgage application, click the "learn more" button below. If you would like to speak with a Mortgage Service Representative, please call 800-342-3086.
Adjustable Rate Mortgage
Need a little more flexibility from your mortgage? An adjustable rate mortgage (ARM) offers a low interest rate that stays fixed for an initial period and then adjusts periodically with the market. You enjoy a more affordable monthly payment to start out and may be able to qualify for a higher loan amount than you can with other mortgage options. For mortgage rates, calculators and a link to our mortgage application, click the "learn more" button below. If you would like to speak with a Mortgage Service Representative, please call 800-342-3086. .
First-Time Home Buyer Program
Leaving your childhood home, your apartment or dorm and buying a home is a major step. Make the process easier with Ascend’s First-Time Home Buyer Program. This program features one of our ARMs, and along with the other benefits of an ARM mentioned above, it’s ideal for those who think they might move before the initial rate adjustment. For mortgage rates, calculators and a link to our mortgage application, click the "learn more" button below. If you would like to speak with a Mortgage Service Representative, please call 800-342-3086.
Other Mortgage Products
Ask about our other mortgage products, including vacant land mortgages and mobile home loans.
For mortgage rates, calculators and a link to our mortgage application, click the "learn more" button below. If you would like to speak with a Mortgage Service Representative, please call 800-342-3086.
Need money for large purchases like home renovations, a dream vacation or even a car? Ascend offers two convenient ways to access the equity in your home.
- Equity Loan: Borrow up to 90% of your home’s value while enjoying the security of fixed rates.
- Line of Credit: Access this variable-rate revolving credit line anytime and for any amount up to your authorized spending limit.
Both options feature low closing costs, no prepayment penalties, and interest may be tax deductible.2
1Home equity loan products are only available on primary residences in the state of Tennessee.
2Consult your tax advisor regarding the deductibility of interest.
If you are building rather than buying your next home, an Ascend construction loan is essential. Lock in a fixed rate for the 12 month construction period, during which time you will make monthly interest payments only on the amount you have used.
Call 800-342-3086 for a good faith estimate of closing costs, or click here to email us. Or, you can apply for your construction loan now by clicking the button below.
Construction loans are available for personal residences in the state of Tennessee. Subject to an appraisal of the construction site. Home must be built by a licensed contractor. Architectural plans and specifications are required for loan approval.
For Current Rates, Information and to Apply Now, Click "Learn More"
Our online mortgage application has a new look! The recent updates are the results of changes made to our online mortgage application to better assist you. If you are in the process of applying for an Ascend mortgage and notice the website interface appears different, please do not be alarmed. Any information entered previously has not been stored; you may begin a new application by clicking “learn more” below.