Ascend understands the need to establish a solid investment for your future. Our certificate accounts program was developed to offer a greater variety of options at competitive rates to increase your return, including Jumbo Certificate options that offer negotiable rates and terms.
In addition to our regular certificate accounts with terms of three to 60 months, we offer these special certificate accounts intended to help members reach specific savings goals:
- The Basic Certificate account is a six-month fixed rate certificate requiring only a $500.00 minimum deposit.
- The Special Savings Certificate account is designed to simplify efforts to save money for future major purchases. You make deposits on a regular, predetermined schedule and receive a preferred interest rate with dividends credited back to the account monthly.
- The Home Savings Certificate (for first-time homebuyers) allows members to save for the down payment and closing costs of their first home. You make deposits on a regular, predetermined schedule and receive a preferred interest rate with dividends credited back to the account monthly.
- The Member Advantage Certificate has a fixed 15-month term and a minimum opening deposit of only $5,000.00. One additional deposit of at least $1,000.00 is allowed during the term, and, if the rate for the certificate increases, you have the one-time option of bumping your rate up to the higher rate for the remainder of the term. Special conditions apply to this certificate.