A home is the most important purchase most of us will ever make. So we get to know you, not just your credit score or account balance. Because we’re a portfolio lender, we can use common sense lending guidelines to design a loan that fits your budget.
And because we currently don’t sell our mortgages like banks do, we have more options and more flexibility when it comes to down payments and loan terms. We service every loan we make, so at any time during the home-buying process, help is just a phone call away.
- Fixed-rate mortgages
- Adjustable-rate mortgages
- Vacant land mortgages
- Construction loans
- Mobile home loans
All of our home loans feature:
- Competitive rates and fees
- Flexible terms
- Flexible down payments
- Dedicated mortgage loan originators to help before, during, and after the sale
- Potential for year-end interest refund
Our Interest Refunds and Bonus Dividends
When you become a member of Ascend, you also become an owner. So when we do well, you reap the rewards. While never guaranteed, each year our volunteer, unpaid Board of Directors strives to offer a member return. Over the past 10 years, we’ve given our members more than $60 million in interest refunds and bonus dividends. Last year alone, we returned $6.5 million to our members.
Ready to talk?
Call 800-342-3086 to schedule an appointment with one of our loan representatives or apply by clicking below.