Open a Preferred checking account with an initial deposit of $20 or the establishment of payroll deduction or direct deposit. With overdraft protection options and no per-check charges, this is a great account.
But, Preferred checking offers more. This value-added account earns dividends and includes Accidental Death and Dismemberment Insurance, Identity Theft Insurance, Identity Fraud Support Service, Card PatrolSM, Everywhere Cash SavingsSM, Purchase Protection and Extended Warranty Service, and Rebates on everyday purchases – all for just a small monthly fee.
Our Legacy checking account doesn’t earn dividends and lacks the benefits associated with Preferred checking.
Open a checking account by visiting your nearest Ascend financial center, or call 800-342-3086 if you have questions.
Looking for freedom from cash, checks and finance charges? Then it’s time for a Freedom Card from Ascend. Use your Freedom Card anywhere Visa debit cards are accepted, and your funds are deducted from your Ascend checking account. That means you don’t pay finance charges associated with a credit card. You can also use your Freedom Card for fee-free transactions at more than 50,000 ATMs worldwide, with hundreds of those in Tennessee.* And the best feature: Ascend’s Freedom Card is free with your Preferred or Legacy checking account.
*There is no fee for ATM transactions made at Ascend ATMs. Transactions made at non-network ATMs will carry a $1 service charge in addition to any fees charged by the operating institution.
Please see Overdraft and Other Disclosures.